FINNEXT 2019: TOP INNOVATION IN RETAIL, FINANCE AND REAL ESTATE
Emology = People + Technology Technological effectiveness today gives way to humanity. In the world of financial services, the winner is the one who has acquired technological trends, provided users…

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HOW TO CREATE A SUCCESSFUL BUSINESS
Quite often, reflecting on the future field of activity, we do not think at all about those skills that are already given to us easily. Human psychology is such that…

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Features of bankruptcy of individuals
Initially, the law was supposed to enter into force on January 1, 2016, but the deputies decided to begin regulating the personal bankruptcy procedure on July 1, 2015. However, many…

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sweeter than UTII.

Features of bankruptcy of individuals

Initially, the law was supposed to enter into force on January 1, 2016, but the deputies decided to begin regulating the personal bankruptcy procedure on July 1, 2015. However, many experts believe that even this date is not relevant. So, financial ombudsman Pavel Medvedev, in an interview with Rossiyskaya Gazeta, said that the law should be introduced in February.

According to experts, a decrease in real salaries of citizens, a currency mortgage will lead to the fact that already in the first quarter of 2015, massive defaults by citizens of their debt obligations are possible. As of September 1, 2014, banks in the Tomsk Region issued loans to the population in the amount of 42.7 billion rubles, of which mortgage loans – 9 billion. The total debt of individuals on loans amounted to 90 billion rubles, 32 billion rubles accounted for the mortgage.

Compared to the beginning of this year, the delay in loans to individuals increased by 41%. Continue reading

Surrender of dreams

My friend Svetlana is 53 years old. She became a small entrepreneur in 2007, when the President established a new professional holiday – Day of Russian Entrepreneurship. For 9 years she has been renting 64 square meters and selling industrial goods. She has a preferential rental rate – only 20 thousand rubles a month. Anyone familiar with the situation on the rental market will sigh enviously. But preferential rent does not save.

The last two years, Svetlana has not quit her job just because the situation is hopeless, like riding a bicycle. Just stop pedaling – you fall into poverty, debt and the complete absence of the future. Entrepreneurship for Svetlana has ceased to be free – she is his captive and therefore hates her business. Continue reading

We include employees in co-owners - how not to harm yourself?
Sooner or later, any business is faced with the need to change its operational manager. The founding owners eventually move away from solving current issues, giving way to hired, young…

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NOT WAY: 6 WAYS TO RECOGNIZE THE BAD BUSINESS PARTNERS
The start of a startup is often a feeling of euphoria and pink glasses. In relation to the business partner, a kind of love arises, together you seem to yourself…

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What is offshore, onshore and midshore?
If you have ever created a business on your own, from the zero cycle, then you probably took into account the different possibilities for the place of registration. This usually…

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We include employees in co-owners - how not to harm yourself?
Sooner or later, any business is faced with the need to change its operational manager. The founding owners eventually move away from solving current issues, giving way to hired, young…

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